Services

 


Can we help you?

No insurance?

Let us do an assessment and make some tailored recommendations — absolutely free.

Got insurance?

If you already have insurance that’s great, but let us provide you with a full assessment so we can dig out that bad advice, show you what’s what and make your policies go further.

Businesses?

We’ll also give you the best insurance advice for your small-to-medium business, including Key Person, Group Plans and Share Purchase Agreements. Again, we’ll tailor it all the way.


How does it work?

Whether you’re a pro that has dealt with insurance before or it’s your first time and you wouldn’t know a policy if it slapped you in the face and called you Sophocles, we will walk you through the confusing details answering any questions you have along the way. It’s really simple:

1. Meet and greet

We’ll take the time to meet you and get to know you over a coffee. This will include finding out what you want to accomplish with your cover.
 

2. Bring it together

We’ll go away, take stock of your information, assess the best providers, and put together some options, helping you to compare and contrast the benefits and advantages of each package. We’re not just going to send you an email, “here look at this,” we’ll take you through our recommendations one at a time.
 

3. Digital paperwork

When you’re happy to move forward with a policy, we’ll put together the digital paperwork. If you’re ever still unsure, we’ll slide back to the drawing board and work on those offerings until you’re happy.
 

4. Application time

Once you’ve made a decision, we’ll go through the application with you, including previous medical history and the payment options. This can be daunting the first time, but we’ll be there. You won’t have to deal with any insurance companies

 

We believe

Whether it’s your stage in life, your family size, the kinds of risks you take or just the coffee you drink, all these differences add up, influence your insurance needs and therefore the provider you should go with.

Everyone is different

Whether it’s your stage in life, your family size, the kinds of risks you take or just the coffee you drink, all these differences add up, influence your insurance needs and therefore the provider you should go with.

Empowerment

As a company, we are all about empowering you to make informed decisions. There is a lot on the insurance menu here in New Zealand, and we believe you deserve the highest quality cover. Ultimately, we want you to know what’s what when you make a choice about your insurances. You don’t need to be in the dark.

Bad advice

We hate bad insurance advice here at RTFS. There’s no need for it and when it comes to insurance, bad advice can cost you the world in a medical emergency. We’ll explain to you what is on offer and provide you with tailored recommendations and comparisons.


Does it cost you to receive advice from us?

No. We put together a comprehensive advice document and you choose to buy something we've recommended. An insurer will cover the costs and pay RTFS commission.

We like this because it means that comprehensive advice is available without you having to worry about an hourly rate. Alternatively, there is the option of a fee based service, which can sometimes result in reduced premiums. Ask for more information.

 

Do you advise on all types of insurance?

We advise on: Income protection, health (medical) insurance, life insurance, trauma insurance, disability insurance, mortgage and rent repayment insurance and key person cover.

Think of it like this, we advise on insurance for people, not objects. So we can't help you with your house, car or contents; we choose instead to focus on your health, and your life.